Revolutionizing lending for your institution.
See how community financial institutions are transforming lending and improving borrower experiences with a modern loan origination system.
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Built for the needs of your borrowers
CSI’s Loan Origination System (LOS) gives you the tools to provide a personalized lending experience to your borrowers and move beyond a “one-size-fits-all” approach.
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Save time and focus on borrowers
Reduce repetitive data entry, speed up workflows and minimize dependence on external tools by automating manual tasks. Save your staff time, so they can focus on what’s really important: building relationships with your borrowers.
The growth of digital lending
Increase productivity
Minimize errors and rework for your staff with a user-friendly interface, complete with dynamic screens, field and document validations, and approval routing that improve and automate your loan processes.
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Effortless growth with automation
Accelerate your institution’s growth with process automation that cuts the labor and overhead costs of lending expansion.
The state of modernized lending
Consistent, error-free data at every step
Enter information once and let it flow seamlessly through the entire lending process, removing the hassle and errors of repeated data entry. With our LOS, your data stays accurate, consistent, and reliable at every stage of loan origination.
Build a better understanding of data
Grow your loan portfolio with new offerings
Capture more market share and serve more borrowers—no other lending platform can originate all the types of loans our LOS does.
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Streamline compliance management
Protect your institution from compliance risks. Simplify common compliance processes with systematic workflows that proactively identify and address regulatory requirements, completing tasks like delivering borrower disclosures on time, every time.
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Modernizing Your Lending Platform
Speed, simplicity and personalization: modern lending that sets your bank apart.
Read nowFrequently Asked Questions
Loan origination is the process of initiating and processing a new loan. It begins when a borrower applies and involves several key stages, including gathering documentation, verifying creditworthiness, conducting underwriting, and ensuring regulatory compliance.
Each step is designed to assess risk and establish clear loan terms, ultimately turning an application into a funded loan. By streamlining this multi-faceted process, lenders can make informed decisions, minimize errors, and provide a smooth, efficient borrowing experience.
Loan origination software is a digital platform that automates the process of originating loans.
Integrated with supporting applications such as credit scoring and document verification, an LOS helps lenders evaluate borrower risk, streamline underwriting, and maintain regulatory compliance. By optimizing key workflows, loan origination software accelerates approvals, minimizes errors, and improves the overall lending experience.
CSI’s Hawthorn River LOS handles a wide array of different loan types:
- Consumer Unsecured
- Consumer Non-RE (Vehicle, Boat, Etc.)
- Consumer RE (Portfolio Mortgage, HELOC, Etc.)
- Commercial Unsecured
- Commercial Non-RE (C&I, Equipment, Etc.)
- Commercial RE (Warehouse, Office Space, Etc.)
- Agriculture (Land, Livestock, Etc.)
Our system can accept:
- Accounts, Aircraft, Assets, As-Extracted, Chattel Paper, Commercial Real Estate, Construction Real Estate, Consumer Real Estate, Deposit Accounts, Documented Vessels, Equipment, Farm Equipment, Fixtures, General Intangibles, Household Goods, Instruments, Inventory, Investments/Stocks, Lease and Rents, Life Insurance, Manufactured Housing, Motor Vehicles, Recreational Vehicles, Non-Titled Property, Partnership Interest, Standing Timber, Title Vehicle, Watercraft