Banking Analytics

The Benefits of Big Data in Banking

Leveraging your bank’s customer and business data is a smart strategy for financial institutions in today’s digital world. More and more banking customers use mobile and online banking channels, providing today’s institutions with a vast amount of solid business data. Our intelligence and analytics tools for banks harness this tremendous asset, allowing you to analyze customer data to enrich the banking experience.

Features

CSI IQ Data Processing Solution

CSI IQ lets your bank harness the power of big data and analytics by changing the way you view and process information. Fully integrated into our core banking solution, CSI IQ changes the way your financial institution sees your customers and your business. As an integrated business intelligence and bank data processing solution, CSI IQ helps your financial institution make informed decisions that drive your bottom line by offering:

• Detailed customer data like account relationships, demographic profiles, transactions activities, past interactions and more
• Greater customer search capabilities and information through an interactive, visual interface
• Access to the same analytical and data management power as the largest banks in the world
• Visualizations of “what-if” business scenarios
• Executive-level summaries

Commercial Account Analysis

Grow your bank’s account profitability with an easy-to-use account analysis tool. CSI’s bank account analysis software keeps you organized and efficient by allowing your bank to set customized pricing and rate structures for your commercial customers directly within your core banking system. Our adaptable and functional commercial account analysis tool helps banks identify and increase customer profitability by:

• Customizing the billing methods your bank uses to track service usage and charge fees
• Producing tables for fee structures (for checks and deposits) and account-level override capabilities
• Delivering statements via email or online banking channels and archiving past statements
• Providing daily updates for items deposited, check and cash transactions, ACH services and core processing applications

Bank Data Analytics for Executives

Maximize the effectiveness of your bank’s data to create informed and profitable business decisions. CSI’s bank data analytics tool gathers your bank’s daily performance metrics, making it easy to analyze the performance of your employees, customers and branches by:

• Presenting executive-level information through customizable reports
• Building ad hoc reports to depict graphical representations of real-time data on a set schedule
• Providing cold storage for archival and easy access

Banking Analytics Dashboard

Condense all your bank’s big data reports into a single, convenient snapshot with CSI’s banking analytics dashboard. Our tool helps your employees quickly visualize trends utilizing your bank’s data by:

• Integrating with data directly from your core banking system
• Crafting simple, graphic representations of your bank’s data
• Identifying bank performance metrics to evaluate employee and consumer trends

Bank Performance Reporting

Enhance your business strategy and elevate the profitability of your organization, branches, products and customers by informing decision making with CSI’s bank performance reporting tool. This enterprise-wide tool uncovers data-driven insight by:

• Ranking your customers based on profitability to develop marketing strategies
• Calculating non-interest income based on service charges, overdraft fees, prepayment penalties and more
• Analyzing your general ledger to identify non-interest expenses
• Including customers’ total relationship with your bank when pricing new loans
• Providing a side-by-side comparison of peers’ banking products